From the 1930s to the 1960s, the Federal Housing Administration (FHA) institutionalized redlining by refusing to insure mortgages in and around Black neighborhoods, rating them “hazardous” (red). This systematic denial of credit forced residents into subprime lending, entrenched racial segregation, and severely limited wealth accumulation for Black families. Contact me now! Let’s go house shopping!!! 🏡🛒🤑 “If you want to win, put Justin in!” Justin Edwards DRE 02073319 Just Win Realty LLC Kell