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3 Things to Know Before Opening a High-Yield Savings Account HYSAs are one of my favorite ways to earn interest on short-term savings, but not all savings accounts are created equal. Before you chase the highest advertised APY, make sure you understand what you’re actually signing up for. Comment “HYSA” and I’ll send you the high-yield savings account I personally use, plus my updated list of other top options. What HYSA do you use? #HighYieldSavingsAccount #HYSA #SavingsAccount #PersonalFinance
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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Yes, you’re willing to learn, but if you are new to your career, this can be a scary question 😱 You think to yourself, “I don’t know. Why should they hire me?” Or, “I wish they would just give me a chance.” Here’s the strategy: Highlight your transferable experience and how it relates to this role. How do you do that? Say you worked as a restaurant server during college and you are applying for an outside sales role. Let’s extract what transfers: • You work with the public. You build rapport wi
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