The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

In today's episode, we discuss the CFPB’s recent proposed data broker rule—a proposal that would greatly expand the reach of the Fair Credit ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

The Consumer Financial Protection Bureau fined Equifax $15 million for credit reporting errors. The CFPB alleged the credit ...

While advocates argue the change will provide great financial relief to millions struggling with high health care costs, critics contend it could harm financial systems and incentivize delinquency.

For some, credit cards have provided temporary ... that can be used to navigate the tricky landscape of debt collection. The Fair Debt Collection Practices Act (FDCPA) gives you the right to ...

but groups in opposition to that medical debt ban from credit reports stated in court filings that the rule violates the Fair Credit Reporting Act, and that the bureau lacks the authority to issue ...

which represents debt collectors, argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. "Americans are frustrated by medical bills.

It's expected to remove roughly $49 million in medical bills from the credit reports of about 15 million Americans. Dozens take oath of US citizenship against Trump's promise of mass deportations ...