A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

Tuesday, June 24 is your last chance to sign up to be part of a class action lawsuit that accused a TransUnion of violating ...

Student loan debt is one of the most common financial burdens in the United States, and it can haunt your credit report for ...

Carter-Young, No. 23-1911, the U.S. Court of Appeals for the Fourth Circuit last month vacated the district court’s order granting a motion to dismiss Roberts’ Fair Credit Reporting Act (FCRA ...

The seemingly odd name of a 609 dispute letter is a nod to Section 609 of the Fair Credit Reporting Act (FCRA), which gives anyone the right to request verification of any item on their credit ...

The Fair Credit Reporting Act is a federal law that went into effect in 1970. Its main job is to make sure your personal credit information is handled fairly and accurately by credit bureaus ...

Understanding exactly what is the Fair Credit Reporting Act (FCRA) can help you fix these headaches -- and protect your credit score along the way.

Under this law, credit reporting agencies must investigate disputes within 30 days (or 45 days if you've submitted additional relevant information during the investigation period).

You'll also want to file separate disputes with any credit bureau that's reporting the debt. Under the Fair Credit Reporting Act, credit bureaus must investigate these disputes within 30 days.

The Fair Credit Reporting Act (FCRA) requires consumer reporting agencies to investigate the “accuracy of disputed information and take steps to ensure consumers’ credit reports are accurate.” ...

The CFPB alleges Experian failed to properly investigate consumer disputes, violating the Fair Credit Reporting Act and restoring incorrect information on consumers' credit reports.