Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair ...

Debt collectors cannot discuss your debt with anyone other than you, your spouse (in some cases) or your attorney. They cannot leave messages with co-workers, relatives or friends disclosing that you ...

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

To keep you informed of recent activities, below are several of the most significant federal and state events that have ...

Unpaid medical debt will no longer affect credit scores, according to a new rule from Biden administration regulators who want to mitigate the financial repercussions of those bills. So if pending ...

Ever wonder why you can check your credit report for free once per year? Or why the government website that allows those free ...

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

PHOTO URN KAMPALA, UGANDA | THE INDEPENDENT | The latest report by the Auditor General has indicated an increase in Uganda’s external debt by 2.2 percent ... the commitment fees are associated with ...

If you report it within three days, you will have zero liability for the unauthorised transaction. Here is a guide on customer liability for unauthorised credit card transactions. What is the ...

which represents debt collectors, argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban.“Americans are frustrated by medical bills.