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The Fair Credit Reporting Act: Guide to know the basics
The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.
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Financial Rights Education Platforms: Understanding Consumer Protections
Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...
The National Law Review2d
CFPB Examinations Highlight Fair Lending Risks in Credit Scoring Models
Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued its Winter 2025 Supervisory Highlights: Advanced Technologies Special Edition.
Equifax Ordered to Pay $15 Million: Here’s What Consumers Should Know
The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...
What is a credit reporting agency?
A credit reporting agency is a company that collects information about your borrowing and repayment history and compiles the information into a credit report. Lenders, landlords, employers and others ...