Rejection rates are rising for loans and credit. Here's how to boost your approval odds.
As interest rates and inflation remain high, more Americans are finding it tougher to get approved for new loans or credit.
Ocwen's 'Convenience Fees' Violated Fair Debt Collection Law
Ocwen Loan Servicing LLC violated the Fair Debt Collection Practices Act through the use of the Speedpay payment processing service, by charging “convenience fees” to consumers who effectively have no ...
The Pros and Cons of a 0% Balance Transfer
Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...
Most Credit Scores Unhurt by Buy Now, Pay Later Loans, FICO Says
The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...
6 Debt Relief Alternatives To Consider Before Filing Bankruptcy
Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.
Which credit bureau is used most?
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as ...
When to use a personal loan to pay off credit card debt
One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...
Do debt collectors get paid if you file for bankruptcy?
Declaring bankruptcy can offer big relief to those buried by debt, but do debt collectors get paid in the process?
MarketWatch9d
What happens if you don’t pay a medical bill, now that medical debt may not hurt your credit score?
Unpaid medical debt will no longer affect credit scores, according to a new rule from Biden administration regulators who want to mitigate the financial repercussions of those bills. So if pending ...
How to Get a Debt Consolidation Loan in 7 Steps
Getting a debt consolidation loan is a fairly easy process, but you should start by assessing your eligibility.