Credit card debt in the U.S. is up, as people put more purchases on their cards and take longer to pay them off.Debt consolidation is one of the primary reasons people take out personal loans. But ...

Compare the best debt consolidation loans for fair credit. Advertiser Disclosure. Lender. Fixed (APR) Loan Amounts. Min. Credit Score. 4.5. Buy Side rating. $2000 to $50000. 600. CHECK RATES.

The best debt consolidation loans for bad credit include loans from Upgrade, Universal Credit, LendingClub and Achieve. Learn more about each to find out which is the best loan company for you.

Why a debt consolidation loan may be better in 2025. When you take out a debt consolidation loan, the goal is to roll multiple credit card balances into one loan, ideally at a lower rate.This ...

Unlike most lenders, SoFi has no minimum credit score requirements, and it charges no fees on its personal loans. Plus, you could get your funds from a SoFi debt consolidation loan as soon as the ...

Debt consolidation can simplify your debt payoff efforts and save you interest. But can it hurt your credit score? Learn more.

Learn how to get a debt consolidation loan with fair credit, what interest rate you might qualify for, and which alternatives to consider if you don’t qualify. ON THIS PAGE.

CNBC Select compared debt consolidation loans for borrowers with less-than-perfect credit based on score requirements, ... you'll need a credit score of 620, which is considered fair.

The best debt consolidation loans of July 2025 We looked at fees, interest rates and repayment options for different credit scores.

Qualifications: Must be a U.S. citizen or permanent resident living in the U.S. Must be at least 18 years old in most states. Must have a valid email address and Social Security number.

Explore the best debt consolidation loans for bad credit. ... Tailored specifically for borrowers with fair credit history; No prepayment penalty; Large loan range ($1,000 to $50,000), ...