Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...

Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

Cleaning up your credit reports by getting errors fixed and taking steps to address any legitimate negative information can ...

Bankruptcy damages your credit and stays on your credit reports for years. Fortunately, you can rebuild your credit score ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...

FICO is launching credit scores that finally incorporate Buy Now, Pay Later data. Find out what that means for you and your ...

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a ...

NEW YORK CITY, NY / ACCESS Newswire / June 26, 2025 / When inaccurate or outdated collection accounts show up on a credit ...

An error in data submitted to the Consumer Financial Protection Bureau about consumers with no credit record — known as ...

As consumers build their credit score using this cash flow data, they can qualify for better loans even if their traditional credit history isn't strong. Credit scores from the three major credit ...