But July 4th is also a federal holiday, which typically means there are fewer opportunities to go to the bank or run to the DMV. Shopping can be just as much of a pain. If stores reduce their hours, it means one less day of making it to the grocery store.

Need any last minute items for July 4? Don't make a trip to the store and it's closed, check out what's open and closed.

Here's what you need to know about the stock market and whether it is open or closed on the Fourth of July this year.