Federal and state laws exist to protect consumers and hold credit repair companies to a high standard. By understanding ... consumers. The Fair Credit Reporting Act (FCRA) and the Consumer Credit ...

A credit reporting agency is a company that collects information about your borrowing and repayment history and compiles the information into a credit report. Lenders, landlords, employers and others ...

Credit reporting agencies create these important documents. Understanding how credit reporting agencies work can help you ensure the information in your file is accurate. A credit reporting agency ...

Commissions do not affect our editors' opinions or evaluations. Having fair credit can put you in a tough position. It doesn’t quite offer the level of confidence most credit card issuers want ...

Commissions do not affect our editors' opinions or evaluations. If you have fair credit, there are fewer business credit card options than for those with good or excellent credit. But you can ...

If you have fair or average credit (generally 580 to 669, according to Experian), you don't have to settle for a no-frills credit card with high fees. There's an assortment of credit cards ...

The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.

Our opinions are our own. Credit cards for fair credit, sometimes called "average" credit, are aimed at those in the 630-689 FICO score range. These cards can help you if you're just starting out ...

The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and ... Private Securities Litigation Reform Act of 1995. These forward-looking ...

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Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued its Winter 2025 Supervisory Highlights: Advanced Technologies Special Edition.