Under the new guidelines, banks are allowed to reduce the spread on floating-rate loans, even if the three-year lock-in period has not been met. This is intended to quickly pass on the benefits of ...
RBI directions effective Oct 1, 2025, allow banks to reduce loan spread components early and make the fixed rate switch option for personal loans optional for ...
RBI announces immediate and proposed amendments to banking regulations, easing loan interest rate spread flexibility, revising AT1 capital limits, and mandating weekly credit information ...
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