Here are two tips and tricks to get the most out of your TFSA. The post Maximizing Your TFSA: Smart Investment Moves for 2025 appeared first on The Motley Fool Canada.

Ms. Kaufman offers the example of a parent with two children who names one as beneficiary of the RRSP and the other as ...

RRSP withdrawals are taxed as income. Plus, you’ll pay a withholding tax if you withdraw early. You don’t pay tax under the HBP or LLP as long as you recontribute the amount within 10 years ...

To transfer an RRSP from one financial institution to another, you must authorize the new investment provider to initiate the process. Be sure to check any RRSP transfer fees with your financial ...

Registered Retirement Savings Plan are a cornerstone for many Canadians saving for retirement. Here are some factors to ...

Broad-based equity and bond ETFs should make up the core of a retirement savings plan while satellite ETFs can provide more diversification or potential alpha ...

Plus, which may be more important to you, you will be able to control the withholding tax on your minimum RRIF withdrawals. As a reminder, with RRSP withdrawals, the withholding tax on the first $ ...

Four reasons why you might not want to tap your RRSPs to become mortgage-free. Paying off your mortgage with your registered retirement savings plan (RRSP) and then putting what your mortgage ...

and you’ll have to pay a non-resident withholding tax on any income you earn. But if you’re using both accounts — the TFSA for domestic stocks and the RRSP for domestic and foreign — you ...

You would be much better off investing in U.S. alternatives if it's an RRSP. This is because XDU:CA deals with the U.S. withholding taxes internally and will always have to deal with them unless ...