Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Car insurance rates go up by an average of 50% if you cause an accident. Your rates usually won't go up if the accident wasn't your fault or if your policy includes accident forgiveness. And not every ...

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