Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

Credit reporting problems can be a significant blow to an individual’s financial fortunes. In Virginia, where over 46,000 consumers have filed complaints about credit reporting issues, according to ...

If you've received a call or a letter from a debt collector claiming you owe money, but you believe there's been a mistake, you have rights under the law to challenge it. But while disputing a debt ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

In letters to credit bureaus, which McKinney, Texas-based RMCN did not show to consumers, the firm typically disputed all negative information in credit reports, regardless of the information’s ...

Listen to a review of disputes including differences between disputes and complaints, and the requirement to conduct a reasonable investigation, including of direct disputes to the furnisher, and ...

TikTok user Shamara Wells (@shamarawells) formerly worked for Toyota Financial. During her tenure there, she says she became knowledgeable about the ins and out of the credit industry. In a viral ...