A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead to lower interest rates, better loan terms and less expensive borrowing ...

Generally, longer-term loans have higher interest rates. According to Ken Flaherty, senior manager of retail lending for ...

Scoring company FICO said Monday that it is rolling out a new scoring model that factors the short-term loans into its ...

When considering the best credit score to buy a house, many lenders use the FICO model. It grades consumers on a scale ...

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

Maintaining a steady, low credit usage, known as credit utilization, is another straightforward way to improve your score, Alev said. “It's kind of a confusing term, but credit usage is key ...

How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on your history of payments and your ...