On January 17, 2025, the CFPB issued a consent order against a large consumer reporting agency for failing to properly investigate consumer ...

The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, ...

The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and ... Private Securities Litigation Reform Act of 1995. These forward-looking ...

One of the nation’s largest credit reporting agencies has been fined $15 million for issuing inaccurate credit scores and ...

Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

The Fair Credit Reporting Act (FCRA) and the Consumer Credit Protection Act (CCPA) both require fairness, accuracy and transparency in credit reporting, lending and debt collection. The FCRA gives ...

argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. "Americans are frustrated by medical bills. But frustration does not justify ...

There are limitations as to what your employer can see under the Fair Credit Reporting Act, and they won't see your exact credit score. But with your signed permission, employers can legally ...

The FAIR Act would give federal employees a 4.3% pay increase beginning ... which plans to disperse up to $1 billion in credit, is now open. Companies may seek financing to procure, refurbish, or ...

Consumer Financial Protection Bureau. "A Summary of Your Rights Under the Fair Credit Reporting Act," Page 2. U.S. Federal Trade Commission. "Fair Credit Reporting Act," Page 70. Society of Human ...

For example, you can access letter templates directly from the CFPB for disputing your credit report with the credit ... First, the Credit Repair Organizations Act (CROA) mandates that credit ...