The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

On January 17, the CFPB issued a consent order settling allegations that a consumer reporting agency (CRA) violated the FCRA and engaged in ...

A heart-warming video of a woman’s brief but touching interaction with a young boy in Ladakh has captured the Internet’s attention, garnering over 24 million views on Instagram. In the clip, Shafeera ...

The new law prohibits consumer credit reporting agencies from including any information about medical debt in consumer credit reports. Key provisions of the bill include: Bans reporting ...

In the latest twist regarding the Corporate Transparency Act (CTA), the U.S. Court of Appeals ... Thus, the CTA’s reporting requirements are not currently in effect, though voluntary reporting ...

In an age where plastic payments are the norm, shouldn’t your credit card be as flexible as you are? The definition of Fair credit varies depending on the credit scoring agency. In most cases, scores ...