Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

U.S. Rep. Pat Harrigan’s AMERICANS Act, filed Thursday morning, would reinstate 8,400 service members he says were wrongfully discharged. It clears their records, restores benefits and ...

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair Credit Reporting Act (FCRA ... have a dedicated section for filing ...

The city’s chief financial officer, Jill Jaworski, disagreed with the downgrade and said in a release the rating does not “accurately reflect the strength of the City’s credit,” or its ...

Retail sales moved into double-digit growth for many companies in the last three months of 2024 as shops benefited from the traditionally stronger festive season trade, and early signs are that ...

Commissions do not affect our editors' opinions or evaluations. Having fair credit can put you in a tough position. It doesn’t quite offer the level of confidence most credit card issuers want ...

Additionally, the release stated that 27% of the state's rural citizens have medical debt on their credit report, which is 10% higher than the national average. "It drags their credit down ...

If you have fair or average credit (generally 580 to 669, according to Experian), you don't have to settle for a no-frills credit card with high fees. There's an assortment of credit cards ...

Until fairly recently, most ship financing was done through conventional bank lending. Putting considerations of scale aside, buying a ship was not too different from buying a house — the ship ...

Rochester Mayor Malik Evans joined Credit Builders Alliance to announce a new program that helps renters build and improve their credit scores. Tenants will have their on-time rent payments ...