Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies ...

Retail sales moved into double-digit growth for many companies in the last three months of 2024 as shops benefited from the traditionally stronger festive season trade, and early signs are that ...

Commissions do not affect our editors' opinions or evaluations. Having fair credit can put you in a tough position. It doesn’t quite offer the level of confidence most credit card issuers want ...

If you have fair or average credit (generally 580 to 669, according to Experian), you don't have to settle for a no-frills credit card with high fees. There's an assortment of credit cards ...

Rochester Mayor Malik Evans joined Credit Builders Alliance to announce a new program that helps renters build and improve their credit scores. Tenants will have their on-time rent payments ...

Commissions do not affect our editors' opinions or evaluations. If you have fair credit, a travel credit card’s valuable and often prestigious benefits may seem out of reach. But don’t despair.

I’ll let you in on some of the most common credit report mistakes and what you can do to fix them. Step 1: Get your free credit report The three credit reporting agencies (TransUnion ...

Below, CNBC Select rounds up the best travel credit cards for fair credit, including cards with generous rewards structures, welcome bonuses and intro APR offers. (See our methodology for ...

Overview On January 22, 2025, the US Department of Justice (DOJ) announced the indictment of seven individuals in the largest ...

Timely payments toward your loans, credit cards, lines of credit and mortgages is one of the main determinants of your credit score, a simple three-digit number that can be the difference between ...

This Corporate Advisory provides a brief update on recent litigation regarding the Corporate Transparency Act (CTA) and its reporting requirements. It is not intended to, and does not, provide ...