The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

On January 17, 2025, the CFPB issued a consent order against a large consumer reporting agency for failing to properly investigate consumer ...

The CFPB sued Experian, accusing the credit reporting bureau of violating “The Fair Credit Reporting Act” by not taking the proper steps to process, investigate and notify consumers about ...

The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires an agency take steps to ensure that reports filed by consumers are accurate and an investigation is conducted.

There are limitations as to what your employer can see under the Fair Credit Reporting Act, and they won't see your exact credit score. But with your signed permission, employers can legally ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorizes creditors to ...

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, focusing on the use ...

argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. “Americans are frustrated by medical bills. But frustration does not justify ...

A poor credit ... to your report has the potential to impact your credit score. Most unsecured credit cards require a credit score of 660 or more to qualify. But cards for those with fair, poor ...

The CFPB’s finalized rule essentially restores a provision of the Fair Credit Reporting Act of 1970, which restricted the sharing of medical information with consumer reporting agencies.

The CFPB says Experian’s practices violate the Fair Credit Reporting Act and has asked a federal court to enjoin the company from committing future violations and order Experian to pay redress ...