Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure ...

The Fair Credit Reporting Act is a federal law that went into effect in 1970. Its main job is to make sure your personal credit information is handled fairly and accurately by credit bureaus ...

The Fair Credit Billing Act is often compared to the Fair Credit Reporting Act (FCRA). Both are designed to protect consumers from bad credit practices, but the purpose of each law is different.

The credit bureaus have taken unilateral measures to reduce medical debt reporting, including removing all medical collections under $500 from consumer credit reports, among other steps.

On remand from the U.S. Court of Appeals for the First Circuit, a Maine district judge addressed the question of whether certain provisions of the federal Fair Credit Reporting Act preempt the ...

U.S. Department of Justice, accessed Nov. 16, Fair Credit Reporting Act Consumer Financial Protection Bureau, Sept. 1, 2020, Is it possible to remove accurate, negative information from my credit ...

U.S. Supreme Court justices on Monday appeared divided over whether the federal government can be sued over errors related to consumer credit reports as they considered a case involving a ...

If the Department of Agriculture were a private lender, Kirtz could bring suit in a federal court to present those allegations as a violation of the Fair Credit Reporting Act. The government contends, ...

Kirtz notified Trans Union, the credit union reporting the overdue account, of the inaccurate statement by USDA, but USDA did not correct it. Kirtz went to federal court in 2020, alleging that USDA ...