The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against a nationwide consumer reporting ...

A credit reporting agency is a company that collects information about your borrowing and repayment history and compiles the information into a credit report. Lenders, landlords, employers and others ...

Equifax failed in its basic duty to investigate and resolve consumer disputes about inaccurate information on their credit ...

The CFPB has ordered Equifax to pay $15 million for improperly investigating credit report disputes and providing inaccurate ...

CFPB took action against Equifax, the nationwide consumer reporting agency, for its failure to conduct proper investigations ...

The Consumer Financial Protection Bureau (CFPB) has fined Equifax Inc. $15 million for failing to properly investigate ...

The US Virgin Islands Fair Chance for Employment Act does not establish a pre-adverse action process, so employers should follow the FCRA’s ... Under the Fair Credit Reporting Act.” ...