While the Fair Credit Reporting Act (FCRA) does not mention a “609 dispute letter”, the FCRA does give you the right to ...

A credit dispute letter includes personal information ... from consumer credit reports in accordance with the Fair Credit Reporting Act. Allegations against Equifax also include coding errors ...

Under the Fair Credit Reporting Act, credit bureaus must investigate ... Their experts can draft dispute letters for you and handle all communication with debt collectors, which removes the ...

you are legally entitled to dispute it through a formal dispute letter under the Fair Credit Reporting Act (FCRA). However, if Experian refuses to conduct a fair assessment of your disputes and ...

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair ...

kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ... them in applying for credit or other transactions Dispute—and have the bureau correct—information ...

The CFPB also cited Equifax’s pattern of misleading consumers throughout the dispute process through letters that “sometimes contained ... CFPB to find Equifax in violation of the Fair Credit ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against a nationwide consumer reporting agency (“Agency”) under the Fair Credit Reporting Act ...

The credit-reporting firm is further accused of issuing confusing and conflicting letters ... bring its dispute resolution processes into compliance with the Fair Credit Reporting Act and other ...