Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

There are rules that dictate when a debt collector can call you — and how many times they're allowed to do it.

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

To keep you informed of recent activities, below are several of the most significant federal and state events that have ...

which represents debt collectors, argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban.“Americans are frustrated by medical bills.

A pair of trade groups have filed a lawsuit against the Consumer Financial Protection Bureau, aiming to halt the agency's new rule banning medical debt ... the Fair Credit Reporting Act, which ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorizes creditors to ...

After all, mistakes can happen — and if they do, you could end up with someone else's debts being tied to your name and your credit ... CFPB's 2024 Fair Debt Collection Practices Act report.