The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorises creditors to consi ...

Our editorial staff has close to a decade of experience in the background investigations industry, and our team has invested ...

The average FICO credit ... the Fair Credit Reporting Act, and they won't see your exact credit score. But with your signed permission, employers can legally access your credit report and see ...

Opposition is quickly forming against the Biden administration’s rule to ban medical debt from appearing on consumers’ credit reports ... violates the Fair Credit Reporting Act and the ...

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, focusing on the use ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

A poor credit ... to your report has the potential to impact your credit score. Most unsecured credit cards require a credit score of 660 or more to qualify. But cards for those with fair, poor ...

The Consumer Financial Protection Bureau (CFPB) on Tuesday finalized its rule barring medical debt from being included on credit reports ... of the Fair Credit Reporting Act of 1970, which ...

Asset managers and fintechs face new compliance rules as €35m (US$36.2m) penalties loom for breaches of EU's sweeping AI ...