Bankrate on MSN10h
When to use a personal loan to pay off credit card debt
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...
Rejection rates are rising for loans and credit. Here's how to boost your approval odds.
As interest rates and inflation remain high, more Americans are finding it tougher to get approved for new loans or credit.
Ocwen's 'Convenience Fees' Violated Fair Debt Collection Law
Ocwen Loan Servicing LLC violated the Fair Debt Collection Practices Act through the use of the Speedpay payment processing service, by charging “convenience fees” to consumers who effectively have no ...
The Pros and Cons of a 0% Balance Transfer
Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...
Most Credit Scores Unhurt by Buy Now, Pay Later Loans, FICO Says
The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...
6 Debt Relief Alternatives To Consider Before Filing Bankruptcy
Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.
Which credit bureau is used most?
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as ...