Compare the best debt consolidation loans for fair credit. Advertiser Disclosure. Lender. Fixed (APR) Loan Amounts. Min. Credit Score. 4.5. Buy Side rating. $2000 to $50000. 600. CHECK RATES.

Credit card debt in the U.S. is up, as people put more purchases on their cards and take longer to pay them off.Debt consolidation is one of the primary reasons people take out personal loans. But ...

The best debt consolidation loans for bad credit include loans from Upgrade, Universal Credit, LendingClub and Achieve. Learn more about each to find out which is the best loan company for you.

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

Unlike most lenders, SoFi has no minimum credit score requirements, and it charges no fees on its personal loans. Plus, you could get your funds from a SoFi debt consolidation loan as soon as the ...

Why a debt consolidation loan may be better in 2025. When you take out a debt consolidation loan, the goal is to roll multiple credit card balances into one loan, ideally at a lower rate.This ...

CNBC Select compared debt consolidation loans for borrowers with less-than-perfect credit based on score requirements, ... you'll need a credit score of 620, which is considered fair.

Learn how to get a debt consolidation loan with fair credit, what interest rate you might qualify for, and which alternatives to consider if you don’t qualify. ON THIS PAGE.

The best debt consolidation loans of July 2025 We looked at fees, interest rates and repayment options for different credit scores.

Key takeaways. The average three-year personal loan rate is 13.88% APR, but with good or excellent credit, you could qualify for a lower rate from various debt consolidation companies.

Qualifications: Must be a U.S. citizen or permanent resident living in the U.S. Must be at least 18 years old in most states. Must have a valid email address and Social Security number.