RBI issues new directions for banks on interest rates, gold/silver loans, and capital regulations effective Oct 1, 2025. Draft guidelines released for public feedback.

As per the new rules, banks can now reduce spread components earlier than three years to benefit borrowers. Further, instead of being mandatory, it will be at the discretion of banks to provide an ...

Borrowers using gold as a raw material in manufacturing or industrial processing will also be eligible now.| Business News ...

Under the new guidelines, banks are allowed to reduce the spread on floating-rate loans, even if the three-year lock-in period has not been met. This is intended to quickly pass on the benefits of ...

RBI announces immediate and proposed amendments to banking regulations, easing loan interest rate spread flexibility, revising AT1 capital limits, and mandating weekly credit information ...

The RBI has issued amendments to banking regulations, effective October 1, 2025, allowing flexibility for banks and improved options for borrowers. Draft guidelines on gold loans, credit reporting, ...

Gold and silver lending has also been broadened. Previously, only jewellers had the facility to avail of working capital loans, but as per the new rules, all borrowers using gold, silver/raw materials ...

The new guidelines, effective October 1, 2025, cover interest rates on advances and lending against gold and silver collateral. The move is being seen as part of the RBI’s efforts to balance borrower ...

Mumbai (Maharashtra) [India], September 30 (ANI): The Reserve Bank of India (RBI) has issued new directions to banks, effective from October 1, 2025, covering interest rate on advances, lending ...

Alabama's prisons may see a 30% inmate increase by 2030 due to new laws, warns the Sentencing Commission. MONTGOMERY, Ala. — The Alabama Sentencing Commission said Friday that Alabama’s already ...

More than 80,000 people in the United States died of a drug overdose in 2024, down from more than 100,000 annually in preceding years. Although too many people are still dying, experts credit this ...