The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ...

Millions of Americans may see significant changes to their credit reports in the coming months if they have unpaid medical ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

Another sign that could indicate potential fraud on your credit report is the presence of collections or charge-offs.

Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit report ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.

The Consumer Financial Protection Bureau has imposed a $15 million fine on Equifax, a consumer reporting agency, for failing ...

These actions violate the Fair Credit Reporting Act. Depending on the outcome of ... It’s smart to review your credit reports regularly to double-check the information being submitted by lenders ...

The Consumer Financial Protection Bureau has ordered the American Honda Finance Corporation to pay $12.8 (£10.2 / €12.2) ...