Rural and semi-urban markets saw the highest growth in personal loan originations at 15 per cent year-on-year, followed by ...

New-to-credit (NTC) borrowers slowed in Q1FY26, making up 16% of loan originations, down from 18% a year ago, as lenders took ...

Credit activity across India's semi-urban and rural regions continued to gain traction during April–June 2025, reflecting ...

A TransUnion Cibil report reveals a cautious lending landscape in Q1FY26, with secured loans like property and gold seeing ...

Credit bureaus like CIBIL, Experian, CRIF, and Equifax collect and analyse financial data, generate credit scores, enable ...

TransUnion Cibil’s report shows weaker loan demand from younger consumers but steady growth from semi-urban and rural regions ...

Over 3 lakh rooftop solar loan applications rejected by PSBs due to CIBIL scores, document issues under PM Surya Ghar scheme ...

Mumbai: Demand for retail credit in India’s semi-urban and rural regions continued to rise in April-June this year, ...

Mumbai: Demand for retail credit in India’s semi-urban and rural regions continued to rise in April-June this year, ...

A good CIBIL score helps, but lenders also weigh income stability, debt load, and spending discipline before approving your loan ...

A delay of even a few weeks in updating information with the credit bureau can decide whether a person gets a loan, how much interest they pay, or if they are denied altogether.

The slowdown in demand from the 18-35 age group contributed to the Credit Market Indicator (CMI) dropping to 98 in the first quarter of FY26, compared to the same period a year ago. The CMI is a ...