“Our argument is pretty basic and not all that revolutionary,” Mullaney said in an interview with MarketWatch. While the conventional wisdom is that most people’s tax rates will be lower in early ...

If you need retirement funds for living expenses now, paying taxes on a Roth conversion may cost more than it saves. But, if ...

As financial advisors, our heroics don’t typically make for riveting dinner conversation, but in our daily duties, we frequently step in and save the day. We wield advanced modeling tools to optimize ...

Tax rates are sunsetting next year, so it may be time to get in on low rates. With tax rates sunsetting in a little more than a year and the rules changing for inheriting retirement accounts, now may ...

Now, tax hikes are less likely under President-elect Donald Trump. However, demand for Roth conversions will continue as investors seek long-term tax planning strategies, experts said. "In general, we ...

Question: “I am 86 and have $1.5 million in mutual funds. Should I continue to pay my RMDs each year or convert to a Roth and pay the conversion taxes? Is this something a financial adviser can help ...

A backdoor Roth IRA isn’t a specific type of individual retirement account. Rather, it’s a description of a strategy to help wealthier taxpayers avoid certain Roth IRA restrictions. Financial advisors ...

Some advisors increased Roth individual retirement account conversions for clients amid the threat of higher taxes after 2025. Now, individual income tax hikes seem less likely under President-elect ...