It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet ...

Retirement planning often comes down to one big question. How much money will you really need to maintain your lifestyle once the paychecks stop? Many experts point to the "80% rule" as a simple ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the ...

No matter where you go online, there is a better-than-good chance that you will see the 4% rule come up around the idea of ...

Here are three tricky decisions that confront people planning for retirement today. It’s impossible to determine the “right” withdrawal rate at the outset of retirement.

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

Retirementhas always been a thorny issue, particularly during the distribution phase i.e., the pension or annuity to be ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Let's start with the obvious: How a person withdraws money from their retirement portfolio matters. If thoughtfully executed, portfolio withdrawals need not capsize a retirement portfolio. But that ...

From catch-up contributions to required distributions, federal employees face key ages that can shape retirement income, ...

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet ...