“Offset mortgages can be very tax-efficient, particularly for higher and additional rate taxpayers,” says Karen Noye, mortgage expert at Quilter. “When you earn interest on savings, tax is deducted ...

Many homeowners are considering using their savings to overpay on their home loan – paying off some of their debt to try and ...

Offset accounts remain a popular feature in the Australian mortgage market, but new research warns they may be reinforcing wealth inequality. Homeowners most likely to benefit are typically ...