Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

Credit reporting problems can be a significant blow to an individual’s financial fortunes. In Virginia, where over 46,000 consumers have filed complaints about credit reporting issues, according to ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

If you've received a call or a letter from a debt collector claiming you owe money, but you believe there's been a mistake, you have rights under the law to challenge it. But while disputing a debt ...

Listen to a review of disputes including differences between disputes and complaints, and the requirement to conduct a reasonable investigation, including of direct disputes to the furnisher, and ...

TikTok user Shamara Wells (@shamarawells) formerly worked for Toyota Financial. During her tenure there, she says she became knowledgeable about the ins and out of the credit industry. In a viral ...