Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a dispute with the credit ...

A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your ...

Washington, D.C., is home to a population that frequently interacts with complex financial systems, from securing mortgages to managing personal and business credit. Errors on credit reports can ...

If you believe there is an erroneous or fraudulent charge on your credit card, you have the right to dispute the charge and ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...