A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate ...

Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it can be challenging to get the errors corrected. Your credit report is one of ...

Disputing a charge — whether you were double-billed, overcharged or hit with credit card fraud — is one of your rights under the Fair Credit Billing Act. And while it should be (and often is) fairly ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Tuesday, June 24 is your last chance to sign up to be part of a class action lawsuit that accused a TransUnion of violating the Fair Credit Reporting Act. The $23 million settlement resolves ...

The Thurgood Marshall United States Courthouse in New York. The number of lawsuits filed under the Fair Credit Reporting Act has spiked in recent years, often by plaintiffs representing themselves and ...

If you've received a call or a letter from a debt collector claiming you owe money, but you believe there's been a mistake, you have rights under the law to challenge it. But while disputing a debt ...

TikTok user Shamara Wells (@shamarawells) formerly worked for Toyota Financial. During her tenure there, she says she became knowledgeable about the ins and out of the credit industry. In a viral ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

If you believe there is an erroneous or fraudulent charge on your credit card, you have the right to dispute the charge and ...