A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate ...

Everybody makes mistakes. But not every mistake is forgiven. In our capitalist society, mistakes with money are carefully logged, categorized and entered into a formula that controls your financial ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

If you've received a call or a letter from a debt collector claiming you owe money, but you believe there's been a mistake, you have rights under the law to challenge it. But while disputing a debt ...

The Thurgood Marshall United States Courthouse in New York. The number of lawsuits filed under the Fair Credit Reporting Act has spiked in recent years, often by plaintiffs representing themselves and ...

In letters to credit bureaus, which McKinney, Texas-based RMCN did not show to consumers, the firm typically disputed all negative information in credit reports, regardless of the information’s ...

The Fair Credit Billing Act provides a timeframe for resolving credit card disputes. This timeframe includes sending a letter to the issuer within 60 days and the issuer resolving the issue within 90 ...

TikTok user Shamara Wells (@shamarawells) formerly worked for Toyota Financial. During her tenure there, she says she became knowledgeable about the ins and out of the credit industry. In a viral ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...