Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Have a $10,000 CD account that's maturing soon? Here's why it's still worth renewing, even with rate cuts ahead.

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

The APYs for CDs and high-yield savings accounts have increased quite a bit ever since the Federal Reserve started to hike ...

I'm skipping CDs in September 2025, even with 4.00% APYs. Here's why a high-yield savings account and stock market investing ...

CD rates could drop within days or weeks after the Federal Reserve announced interest rate cuts. See if you should lock in ...

Both certificates of deposit and Treasury bills are considered safe, short-term savings vehicles. However, the two differ in yield, liquidity, taxation and flexibility. While CDs may offer higher ...

The average 36-month certificate of deposit currently promises an underwhelming 1.36%, according to the latest government ...

Brokered CDs are issued by banks and sold in bulk to investment firms and brokerages where they become available to investors ...

CDs promise guaranteed returns but carry downsides, experts said. After a high-flying performance last year, the stock market has dropped at the outset of 2024. The turnabout has sent some investors ...

With the Fed expected to cut rates in September, now might be the time to lock your money into a CD. An expert explains why.

In a world of not many sure things, a certificate of deposit is a rarity. You can store money in it, helping you earn a guaranteed return on investment. And they’re perfect for short-term goals. Need ...