We analyzed costs and complaints about home insurance made to state departments of insurance to identify the cheapest home insurance.

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Home insurance prices are up across the U.S. as insurance companies both try to recoup incredible losses from the last few years and brace for more losses as climate-related disasters intensify.

USAA has the cheapest homeowners insurance, which costs an average $149 per month. It’s followed by State Farm’s $151 monthly premium.

Nearly two-thirds (71%) of homeowners say the cost of their homeowners insurance has increased over the past few years, ...