Debt consolidation can be a strategic financial move, but its effectiveness depends on individual circumstances and choices.

In basic terms, a home equity loan is money you’re borrowing using your home as collateral. The equity in your home equals how much of your home’s value you actually own (not counting the mortgage you ...

Homeowners facing major expenses like college tuition or home repairs may find their best financing option in their home's ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Longbridge Financial has officially launched a home equity line of credit (HELOC) program that’s designed for homeowners ages 62 and older, offering approval and funding in as little as five business ...

Tim Maxwell is a freelance writer who covers investing, real estate, banking, credit education and other personal finance topics. Of course, there's a benefit-risk ratio to consider with any loan ...