If you need retirement funds for living expenses now, paying taxes on a Roth conversion may cost more than it saves. But, if ...

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you ...

New findings from the Employee Benefit Research Institute (EBRI) show that 75% of Americans expect to keep working after they retire. For many, work is not only about covering expenses. It offers a ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap into ...

When saving for retirement, more time in the market can be beneficial depending on your goals and risk tolerance. Generally, the longer your investing timeline, the greater the opportunity to save and ...

Looking for ways to get more tax-free income in retirement? You should check out the mega backdoor Roth tax-planning strategy. That is assuming you have already maxed out your Roth IRA and 401(k).

When it comes to paying taxes, less is obviously better. In the last few years, that has meant a big push for converting any ...

Nearly a quarter of U.S. households own a Roth IRA, yet they account for just 10% of the $13.6 trillion in total individual retirement arrangements assets, mostly funded by direct contributions. But ...

As financial advisors, our heroics don’t typically make for riveting dinner conversation, but in our daily duties, we frequently step in and save the day. We wield advanced modeling tools to optimize ...

One of the best ways to do that is to invest through tax-advantaged retirement accounts. The most popular retirement account is the 401 (k), and for good reason. It's relatively simple, doesn't ...