Federal efforts to remove medical debt from credit reports ... These proposals would narrow the 2005 exemption in the Fair Credit Reporting Act, which allowed creditors to use medical debts in ...

The Fair Credit Reporting Act is a federal law that regulates credit bureaus and protects consumers. It was passed in 1970 to ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

Both lawsuits allege that the CFPB does not have the statutory authority to issue the rule under the plain text of the Federal Credit Reporting Act. But the debt collectors' complaint goes further, ...

A credit reporting agency is a company that collects information about your borrowing and repayment history and compiles the information into a credit report. Lenders, landlords, employers and others ...

Another sign that could indicate potential fraud on your credit report is the presence of collections or charge-offs.

Millions of borrowers with defaulted federal student loans may soon be facing significant credit reporting and collections consequences, as an extension on paused actions against defaulted ...

Navy Federal Credit Union is a not-for-profit ... that this situation may fall under violations of the Fair Credit Reporting Act (FCRA) and the Electronic Fund Transfer Act (EFTA), which protect ...