The Fair Credit Reporting Act (FCRA) mandates that when a business pulls a credit report on someone, they must specify the reason. For example, the reason could be in conjunction with a loan ...
Oscar Wong / Getty Images The Equal Credit Opportunity Act (ECOA) is a federal civil rights law designed to ensure fair lending practices. Passed in 1974, it prohibits lenders from discriminating ...
Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued its Winter 2025 ...
An example of this would be if a lender ... Legal protections against mortgage lending discrimination The Fair Housing Act was created to prevent discrimination at all steps in the housing process ...
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Alabama, North Dakota Senators Act To Combat Financial Discrimination At BanksU.S. Senators Tommy Tuberville (R-AL) and Kevin Cramer (R-ND) reintroduced the Fair Access to Banking Act on Wednesday, a ...
For the last several years, federal agencies, including the Consumer Financial Protection Bureau (“CFPB”), have been strongly encouraging ...
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