kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed ...

With the new lawsuits, consumers with medical debt will be stuck in the middle but experts say there are options.

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

Harvard University has hired another law firm to help it navigate a U.S. House investigation into its response to claims of ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

There are no criminal penalties for violation of the Fair Debt Collection Practices Act. It is enforced through civil suits ... Examples of unsecured debts are: credit cards, medical debt. Real or ...

While advocates argue the change will provide great financial relief to millions struggling with high health care costs, critics contend it could harm financial systems and incentivize delinquency.

How long does debt stay on your credit report? How long a collection stays on your credit report depends on the type of loan you have. According to the Fair Credit Reporting Act, derogatory items ...

On January 7, 2025, the CFPB announced the finalization of a rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 ... of whether a borrower will repay a ...

Two industry groups are suing to block the Biden Administration from banning medical debt from appearing on credit reports.

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial ...