kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed ...

Harvard University has hired another law firm to help it navigate a U.S. House investigation into its response to claims of ...

In today's episode, we discuss the CFPB’s recent proposed data broker rule—a proposal that would greatly expand the reach of the Fair Credit ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

The Consumer Financial Protection Bureau has imposed a $15 million fine on Equifax, a consumer reporting agency, for failing ...

The CFPB’s proposed rule restricts the sale of Social Security numbers, income data, and other personal identifiers.

resulting in the inclusion of incorrect information on consumer reports,” the agency’s news release said. The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

A copy of “A Summary of Your Rights Under the Fair Credit Reporting Act.” This step allows the applicant to review the report and address any information before a final decision. The name ...

However, the Fair Credit Reporting Act (FCRA) lays out rules that the credit bureaus have to follow and rights to which their ...