The Fair Credit Reporting Act (FCRA) mandates that when a business pulls a credit report on someone, they must specify the reason. For example, the reason could be in conjunction with a loan ...
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What do the 3 credit bureaus do?The three major credit bureaus are Equifax, Experian and TransUnion. The credit bureaus manage records on your accounts, ...
On January 7, 2025, the CFPB filed a lawsuit against a nationwide consumer reporting agency for violations of the Fair Credit Reporting Act.
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