The Bottom Line The Fair Credit Reporting Act (FCRA) governs what credit bureaus can and can't do with the information they collect on you. It also gives you certain rights as a consumer.

These files or reports are maintained and sold by "consumer reporting agencies" (CRAs ... to businesses to use when evaluating your application. Your rights under the Fair Credit Reporting Act: You ...

Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit report ...

While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

may be in violation of the Fair Credit Reporting Act for routinely failing to address consumer complaints about credit report errors. And in March, the federal agency highlighted inaccuracies in ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against a nationwide consumer reporting ...

On January 7, 2025, the CFPB filed a lawsuit against a nationwide consumer reporting agency for violations of the Fair Credit Reporting Act.

resulting in the inclusion of incorrect information on consumer reports,” the agency’s news release said. The CFPB alleges Experian has violated the Fair Credit Reporting Act, which requires ...

The Costa Mesa-based company was accused in a federal lawsuit of failing to properly investigate consumer disputes with creditors and committing other violations of the Fair Credit Reporting Act ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial ...