Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's ...

Last November, Fannie Mae announced it was no longer going to use credit report scores in underwriting decisions. Freddie Mac made the same decision long before Fannie did. The two organizations are ...

The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...

Credit score ranges can get a little confusing. One of the reasons is that you have many different credit scores. This makes ...

FICO (NYSE: FICO), global analytics software leader, today released its Spring ’26 edition of the FICO® Score Credit Insights report, showing the average U.S. FICO Score declined to 714, continuing a ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S. “We created the FICO Score Credit ...

When you're in the market for a new credit card, it's worth considering the short- and long-term impact that adding a new one ...