Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

WASHINGTON--A subset of a major credit reporting company, which allegedly promised free reports but then billed customers $79.95 for a "credit monitoring service," has agreed to settle charges of ...

A Web site created by federal mandate last year to help consumers spot identity theft is opening up new avenues for fraud, according to a privacy watchdog group. The site, AnnualCreditReport.com, ...

A website that provides U.S. consumers with a free annual credit report appears to have been the source used by hackers to download those of celebrities including Beyoncé and government officials ...

The next time you apply for a credit card, loan or mortgage, the lender will likely request access to your credit report. The information listed on your credit report summarizes how you manage credit, ...

Q: After the Equifax breach in September, I froze my credit reports with all four of the credit agencies. Today, I decided to get my free credit report so I went to the free credit report site, ...

Monitoring your credit report is a simple way to be proactive about your finances. Besides showing you where you could make improvements, it can help you spot fraud early and ensure the correct ...

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