Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ...

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

In a major change that could affect millions of Americans' credit scores, the Consumer Financial Protection Bureau on Tuesday ...

Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit report ...

Another sign that could indicate potential fraud on your credit report is the presence of collections or charge-offs.

Harvard University has hired another law firm to help it navigate a U.S. House investigation into its response to claims of ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

The Consumer Financial Protection Bureau fined Equifax $15 million over credit reporting errors. The CFPB alleged the credit ...

The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.

The Consumer Financial Protection Bureau has imposed a $15 million fine on Equifax, a consumer reporting agency, for failing ...

These actions violate the Fair Credit Reporting Act. Depending on the outcome of ... It’s smart to review your credit reports regularly to double-check the information being submitted by lenders ...