Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ...

Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit report ...

The rule ends the inclusion of medical debt on credit reports and prevents lenders from using certain ... argue that the rule ...

Another sign that could indicate potential fraud on your credit report is the presence of collections or charge-offs.

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

With the new lawsuits, consumers with medical debt will be stuck in the middle but experts say there are options.

The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.

The Consumer Financial Protection Bureau has ordered the American Honda Finance Corporation to pay $12.8 (£10.2 / €12.2) ...

The Consumer Financial Protection Bureau has imposed a $15 million fine on Equifax, a consumer reporting agency, for failing ...

These actions violate the Fair Credit Reporting Act. Depending on the outcome of ... It’s smart to review your credit reports regularly to double-check the information being submitted by lenders ...