Pious claims about the importance of free data are a smoke screen. What the fintech industry really wants is to stick banks ...

Credit scoring models are evolving to account for the growing use of buy now, pay later (BNPL) services. Affirm began reporting customer repayment data to credit bureaus earlier this year, but it is a ...

Forbes contributors publish independent expert analyses and insights. Randy Bean is a noted Senior Advisor, Author, Speaker, Founder, & CEO. Visa (NYSE: V), a world leader in digital payments, is ...

Top Buy Now, Pay Later companies state they will not cooperate with FICO's plan to include BNPL data into its credit score considerations. Klarna and Afterpay will not cooperate with new FICO data ...